Home insurance in Portugal is an essential service for property owners, offering financial protection against various risks that could affect the home and its contents. The typical coverage includes damage caused by fire, water leaks, theft, vandalism, and natural disasters like floods or storms. Homeowners can also opt for additional coverage, such as personal liability, which provides protection in case of accidents that occur on the property. In Portugal, home insurance is not legally required, but it is highly recommended, especially for those with a mortgage or valuable possessions.
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